Debt Collection
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DEBT COLLECTION teaches students about consumer rights under the Fair Debt Collection Practices Act, what debt collectors may and may not do, and how and where to complain if you are harassed, threatened, or abused.
- Provider
- Federal Trade Commission (FTC)
- Author
- Federal Trade Commission
- Price
- Free
- Published / Released Year
- 2015
- Resource Categories
- Curriculum, Information, Tools
- Resource Type
- Article/Information, Booklet/Pamphlet, Downloadable resources
- Target Users
- Parent, home school, Student, self-directed study, Teacher, classroom or after school
- Grade Level
- 9th grade, 10th grade, 11th grade, 12th grade, College & young adult
- Languages
- English, Spanish
- Order Phone Number
- 877-382-4357
- Jump$tart Standards
- None
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CREDIT AND YOUR CONSUMER RIGHTS is an online brochure that gives a brief explanation of consumer rights under the Fair Credit Reporting Act, the Equal Credit Opportunity Act, the Fair Credit Billing Act, the Electronic Fund Transfer Act, and the Fair Debt Collection Practices Act. It provides tips for solving credit problems.
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VEHICLE REPOSSESSION discusses your creditor's rights in seizing and reselling your car for nonpayment, and explains deficiency -- the difference between what you owe on your loan and what your creditor gets for reselling your car.
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USING A CREDIT CARD explains your rights rights and responsibilities under the law. The online article addresses refunds, errors on your bill, how to dispute a charge, and unauthorized charges.
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PRIVACY CHOICES FOR YOUR PERSONAL FINANCIAL INFORMATION explains that many companies you do business with are required to give you privacy notices that explain their information-sharing practices.
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