Money and Teens: Savvy Money Skills
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MONEY AND TEENS: SAVVY MONEY SKILLS is a book that focuses on 28 money skills, such as buying safely online, deciding on spending priorities, managing debt, and avoiding wasteful fees and spending. It gives teens a toolkit to deal with financial pressures arising from student loans, credit card debt, retailer tactics and credit score demands.

Darby Karchut
Wes Karchut and Darby Karchut
Published / Released Year
Resource Categories
Resource Type
Target Users
Parent, home school, Student, self-directed study, Teacher, classroom or after school
Grade Level
7th grade, 8th grade, 9th grade, 10th grade, 11th grade, 12th grade, College & young adult
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Jump$tart Standards
  • CD1 - Analyze the costs and benefits of various types of credit
  • CD2 - Summarize a borrower's rights and responsibilities related to credit reports
  • CD3 - Apply strategies to avoid or correct debt management problems
  • CD4 - Summarize major consumer credit laws
  • EI3 - Analyze factors that affect net income
  • FDM3 - Summarize major consumer protection laws
  • FDM4 - Make criterion-based financial decisions by systematically considering alternatives and consequences
  • FDM8 - Use a personal financial plan
  • SS1 - Develop a plan for spending and saving
  • SS2 - Develop a system for keeping and using financial records
  • SS3 - Describe how to use different payment methods
  • SS4 - Apply consumer skills to spending and saving decisions

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