Free Credit Reports
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FREE CREDIT REPORTS explains how, why, and when to request copies of your free annual credit report. The Fair Credit Reporting Act (FCRA) requires each of the nationwide credit reporting companies to provide credit reports, which include information on where you live, how you pay your bills, and whether you’ve been sued or filed for bankruptcy. The reports are sold to creditors, insurers, and employers that use the information to evaluate applications for credit, insurance, employment, or renting a home.

Federal Trade Commission (FTC)
Federal Trade Commission (FTC)
Published / Released Year
Publication Schedule for Series or Periodical
Updated Regularly
Resource Categories
Resource Type
Article/Information, Audio/Video, Booklet/Pamphlet, Downloadable resources
Target Users
Student, self-directed study
Grade Level
Adult Consumer, 11th grade, 12th grade, College & young adult
English, Spanish
Order Phone Number
Jump$tart Standards
  • CD2 - Summarize a borrower's rights and responsibilities related to credit reports

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1 Review
  • Review made at 08:42am on November 5th, 2018 by
    I really enjoyed this resource. I will be using it again.