The Four Money Bears
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THE FOUR MONEY BEARS is a storybook about the four basic functions of money. Spender Bear, Saver Bear, Investor Bear, and Giver Bear work together to build a budget and teach each other how to manage their money. A worksheet for kids to create their own budget and an online video are also provided.

The Four Money Bears
Mac Gardner, CFP®
Published / Released Year
Resource Categories
Resource Type
Camp/Class/Club, Story/Coloring/Activity Book, Workbook/Activity Sheet
Target Users
Teacher, classroom or after school
Grade Level
Pre-school & kindergarten, 1st grade, 2nd grade, 3rd grade, 4th grade, 5th grade
Order Instructions
The link on website will redirect to amazon
Order Phone Number
Jump$tart Standards
  • FDM1 - Recognize the responsibilities associated with personal financial decisions
  • FDM2 - Use reliable resources when making financial decisions
  • FDM4 - Make criterion-based financial decisions by systematically considering alternatives and consequences
  • FDM5 - Apply communication strategies when discussing financial issues
  • FDM8 - Use a personal financial plan
  • I1 - Explain how investing may build wealth and help meet financial goals
  • SS1 - Develop a plan for spending and saving
  • SS4 - Apply consumer skills to spending and saving decisions

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