MONEYSKILL is a free, online personal finance course. The high school version has 37 modules, and the junior high version has 12 modules. It is designed to be used as all or part of a course in personal finance, economics, business, math, or social studies. Built-in quizzes throughout tests the students grasp of the concepts.
UNDERSTANDING APR is a downloadable booklet that describes what APR is and how it should be used to understand interest rates and personal loans. Topics include the Truth in Lending Act, credit scores, a monthly spending worksheet, and a chart comparing loans with varying length, amount borrowed, and fees.
UNDERSTANDING PAYMENT PROTECTION INSURANCE is a downloadable booklet about how insurance can be used to protect your credit and your loved ones from unexpected life events such as involuntary job loss, illness, accident, death or loss of the loan collateral. It describes how these events can be devastating if one is not prepared financially.
UNDERSTANDING PERSONAL LOANS is a downloadable brochure designed to help students understand the terms of financing and issues to consider before entering into a personal loan. Also included is a summary of Federal credit laws, a glossary of terms, and worksheets for a monthly spending plan and a comparison of financing terms for various loans.
UNDERSTANDING SMALL DOLLAR LOANS is a booklet that compares installment loans with payday loans, pawn loans, and car title loans. A chart summarizes the differences between these products. A summary of five major Federal credit laws is included.
UNDERSTANDING VEHICLE FINANCING is a downloadable brochure that explains vehicle finance laws, terms and statistics. It was developed by AFSAEF, the National Automobile Dealers Association (NADA), and the Federal Trade Commission (FTC).
UNDERSTANDING YOUR CREDIT RISK is a downloadable brochure that emphasizes the importance of understanding the risk to the borrower in different loan products and details factors to consider when assessing the risk of a particular type of loan, including secured loans, balloon payments, and lending options.