BRUSH UP ON BUDGETING is a presentation that teaches students to actively consider their spending habits and to differentiate between needs and wants. It encourages them to save money and track income and expenses through the use of a budget. Educator resources include worksheets, group discussion lesson plans, a budgeting example sheet, and a...
CREDIT ABUSE RESISTANCE EDUCATION is a 501(c)(3) nonprofit that provides a guest speaker program of bankruptcy and financial services professionals to discuss use of credit and fundamentals of financial literacy. Attorneys, judges, clerks, financial planners, and accountants share real-life stories about the consequences of poor money managemen...
STUDENT LOANS: HANDLE WITH CARE is a presentation that teaches ways to afford higher education, precautions to take when borrowing, and ways to reduce costs. It includes the differences between scholarships, grants, and private and public loans. Additional resources include a note-taker guide, student loan case studies, goals planning informatio...
THE TRUTH ABOUT CREDIT is a presentation designed to teach youth how to use credit wisely and avoid pitfalls. Objectives include understanding the differences between credit and debit cards, fees and costs, recognizing how the brain plays tricks and influences spending, and details of credit reports and scores. Activities include a note-taker g...
VOICES OF CARE is a series of podcasts where now-retired US Bankruptcy Court Judge John C. Ninfo gives his top 10 personal finance tips, created to teach students about the responsible use of credit and the consequences of credit card abuse.
