BRUSH UP ON BUDGETING teaches students to actively consider their spending habits and to differentiate between needs and wants. It also encourages them to save money and track income and expenses through the use of a budget. Educator resources include multiple worksheets, group discussion lesson plans, and a budgeting example sheet.
CREDIT ABUSE RESISTANCE EDUCATION is a 501(c)(3) nonprofit providing guest speakers that discuss use of credit and fundamentals of financial literacy. Professionals in bankruptcy (attorneys, judges, clerks) & financial services (financial planners, CPAs) share real-life stories about the consequences of poor money management & credit card abuse.
STUDENT LOANS: HANDLE WITH CARE teaches ways to afford higher education, precautions to take when borrowing & ways to reduce costs. It includes the differences between scholarships, grants and loans & private and public loans. Additional activities: a note-taker guide, student loan case studies, goals planning, & career path research projects.
THE TRUTH ABOUT CREDIT is designed to teach youth how to use credit wisely and avoid pitfalls. Objectives include understanding the differences between credit and debit cards, fees and costs, recognizing how the brain plays tricks and influences spending, and details of credit reports and scores. Activities include a note-taker guide, writing p...
VOICES OF CARE is a series of podcasts where now-retired US Bankruptcy Court Judge John C. Ninfo gives his top 10 personal finance tips, created to teach students about the responsible use of credit and the consequences of credit card abuse.
