CREATING YOUTH SAVINGS PROGRAMS is the result of a pilot conducted by the FDIC to identify promising approaches to combining financial education with the opportunity to open a safe, low-cost savings account. This road map is based on what was learned from 21 banks and their school and nonprofit partners.
HOW MONEY SMART ARE YOU? is a suite of 14 self-paced games and related resources in the Money Smart product family. This educational tool provides practical knowledge to help students and consumers manage their finances with confidence. Users play games to learn more about everyday financial topics.
MONEY SMART FOR ADULTS is an instructor-led curriculum consisting of 14 training modules covering basic financial topics, such as services offered by financial institutions, how to use a checking account, spending and saving plans, how to obtain and use credit, and the basics of repairing credit.
MONEY SMART FOR YOUNG PEOPLE (MSYP) is a series of age-appropriate curricula that includes lesson plans for educators along with guides for parents and caregivers. It offers practical activities and conversation-starters on financial topics such as saving, setting financial goals, prioritizing spending decisions, and staying safe online.
MONEY SMART YOUTH EMPLOYMENT RESOURCE CENTER supports access to federally insured accounts for youth participating in employment programs, particularly those funded through the Workforce Innovation and Opportunity Act (WIOA) (dol.gov), administered by the Department of Labor. It also supports employers in understanding account access for yout...
TEACHER ONLINE RESOURCE CENTER includes tools to help teach financial education, such as curriculums, games, videos, and a youth banking resource center. In support of this effort, the FDIC is working with community partners and banks to create hands-on programs for youth savings accounts connected to financial education for schools and communi...
