Budget Challenge®
  • $25.00
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Our program offers a straightforward goal driven scoring with a pass/fail option, as well as a cumulative daily score that allows us to rank players in their class. Like getting your driver's license, in our "Road Test for Personal Finance" participants will have a "Written Test" and a "Road Test". The Written Test Our complete program provides weekly curriculum covering key financial concepts with scored quizzes and participation only writing activities for each week. Score an 80% to pass. The Road Test Our unique patented simulation requires players to build a budget and manage the daily financial life of a working adult who has a bank account, a savings account, a credit card, a student loan, and several other common vendors like cell phone, auto loan, and auto insurance. To pass the "Road Test" portion, players must demonstrate proficiency in 5 out of 6 important life skills: 1. Maintain an emergency fund - Transfer money to a savings account. Don't live paycheck to paycheck. 2. Pay all bills on time - Build a budget and execute a plan to pay all bills on time and in full. Late fees cost consumers hundreds a year. 3. Avoid penalties - Demonstrate financially sound behaviors to avoid penalties that could damage credit health. 4. Save for retirement - Contribute to retirement responsibly based on a budget and a goal. Saving early is the best way to plan for the future. 5. Pay off the credit card - Manage a credit card responsibly to build credit and avoid incurring interest. 6. Pay down student loan debt - Execute a plan to pay down debt to avoid interest.

ProperLiving, LLC
ProperLiving, LLC
Published / Released Year
Resource Categories
Curriculum, Experiences, Information, Tools
Resource Type
Assessment/Test, Calculator/App/Software, Competition, Comprehensive Curriculum/Program, Downloadable resources, Game/Toy, Online learning, Website
Target Users
Parent, home school, Student, self-directed study, Teacher, classroom or after school
Grade Level
9th grade, 10th grade, 11th grade, 12th grade, College & young adult
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Jump$tart Standards
  • CD1 - Analyze the costs and benefits of various types of credit
  • CD2 - Summarize a borrower's rights and responsibilities related to credit reports
  • EI2 - Compare sources of personal income and compensation
  • EI3 - Analyze factors that affect net income
  • FDM1 - Recognize the responsibilities associated with personal financial decisions
  • FDM2 - Use reliable resources when making financial decisions
  • FDM4 - Make criterion-based financial decisions by systematically considering alternatives and consequences
  • FDM5 - Apply communication strategies when discussing financial issues
  • FDM7 - Control personal information
  • I1 - Explain how investing may build wealth and help meet financial goals
  • I2 - Evaluate investment alternatives
  • RMI1 - Identify common types of risks and basic risk management methods
  • SS1 - Develop a plan for spending and saving
  • SS2 - Develop a system for keeping and using financial records
  • SS3 - Describe how to use different payment methods
  • SS4 - Apply consumer skills to spending and saving decisions

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