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INTERACTIVE: PAYBACK is an interactive simulation activity where students are in the "driver's seat" as they make decisions to get into college and successfully graduate.

Next Gen Personal Finance (NGPF)
Next Gen Personal Finance
Published / Released Year
Format and Delivery
Online Accessible
Resource Type
Single-Topic Curricula, Lessons
Target Audience
High School
English, Spanish
Contact Information
(650) 218-8408
Jump$tart Standards

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6 Reviews
  • Review made at 08:00am on November 3rd, 2019 by
    There is a scholarship attached and it makes it so real! My students love working through the college decisions and trying to graduate!
  • Review made at 07:55am on November 3rd, 2019 by
    Payback is a great opportunity for students to become aware of student debt and the need for balance with connections and academics in a safe environment in a game format.
  • Review made at 08:56am on November 5th, 2018 by
    This is an amazing resource to help students learn the costs of college. They balance their student debt with metrics of happiness, focus, & engagement. Be prepared for LOTS of great conversation during and after using this interactive!
  • Review made at 11:15pm on November 4th, 2018 by
    My students are playing this tomorrow! I have played SPENT for the last several years and it has started many great conversations. This game will not only start many conversations about the decisions we make for college, but is also a great opportunity for students to win scholarship money! It's easy to use, moves quickly but the pace is controlled by each student, and covers so many areas of decision-making.
  • Review made at 04:56pm on November 4th, 2018 by
    Great game! Students enjoyed and had great experiences. I modified the essay prompts to well developed paragraphs since I teach 220 students but was amazed at the results!
  • Review made at 03:07pm on November 3rd, 2018 by
    My students used this last week in my class. It was a great resource! It was quick (game took 15-20 minutes), and students reflected on the game in a short essay. Their thoughts and reviews were eye-opening regarding the costs of college beyond tuition and room & board.