ANALYZE: UNDERSTANDING AMORTIZATION is an activity designed to help students: (1) Develop an understanding of how a loan is repaid by analyzing an amortization table, (2) Use the repayment schedule for a personal loan for a vacation to see how changes to monthly payments can affect total interest paid and the term of payment.
CALCULATE: COMPLETING A 1040 is an activity designed to help students complete a 1040 form for individuals with a variety of backgrounds and personal situations (dependent vs. independent, part-time vs. full-time, etc.)
CHECKING UNIT PLAN highlights NGPF's Checking Unit for teachers to use as a reference to plan their class. It includes the lesson title, learning objectives, the types of resources used, and the approximate time to teach. NGPF offers a full curriculum, individual lessons, and hundreds of projects, activities, case studies, and interactives for...
COMPARE: FIND AN APARTMENT is an activity designed to help students navigate a challenging process and find an apartment that fits their lifestyle and budget.
CREATE: A LINKEDIN PROFILE is a lesson to help students (1) create a LinkedIn profile for themselves or a famous person, and (2) practice showcasing their skills and accomplishments through a professional social media network.
INTERACTIVE: CAN YOU MAKE IT AS AN UBER DRIVER? is an interactive simulation where students play the role of a full-time Uber driver with two kids to support and a $1000 mortgage payment due in a week. At the end, they see if they made enough money to pay their bills and can compare to how other players did.
INTERACTIVE: CREDIT ACROSS US COMMUNITIES is an activity where students use an online, interactive map tool to answer questions about credit usage around the United States, nationally, and at the state and county levels.
INTERACTIVE: FICO CREDIT SCORES is an activity where students learn to use an online FICO credit score estimator to compare credit scores of three hypothetical college students. NGPF offers a semester course curriculum, individual lessons, and hundreds of projects and activities for personal finance classes.
INTERACTIVE: LIVING PAYCHECK TO PAYCHECK is an interactive activity where students: (1) Simulate living for a month with a $1000 budget, (2) Make decisions between which expenses they can afford to pay and which to sacrifice, and (3) Read information and facts about unemployed Americans living through poverty.
INTERACTIVE: PAYBACK is an interactive simulation activity where students are in the "driver's seat" as they make decisions to get into college and successfully graduate.
INTERACTIVE: WHAT'S THE S&P 500? is an activity designed to help students: (1) Use an online interactive calculator to investigate what stocks and industries comprise an index fund, (2) Analyze the returns of the S&P 500, (3) Grasp the idea of diversification.
INVESTIGATE: MYSTERY OF THE $8 MILLION JANITOR is an activity where students research Ronald Read, the janitor who made millions through saving and investing. Students crunch the numbers to see how he did it, and look for saving and investing tips they can use to match his success.
MOVE: LET'S MAKE A MUTUAL FUND is a role-play designed to illustrate the power of diversification with stocks. Students receive a card representing one publicly traded company and its returns over the past year, and compare the performance when paired with another company, and then with a mutual fund.
NEXT GEN PERSONAL FINANCE (NGPF) is a free, online library of 1500+ personal finance resources including: 65+ complete lessons (with teacher guides and assessments), 100+ standalone activities for experiential learning, nearly 300 videos, and a Blog updated 5-6 times per week with lesson ideas, current events and discussion questions.
PLAY: The Bean Game is a fun and popular NGPF activity where students: (1) Practice budgeting basics using The Bean Game, (2) understand the impact a restricted budget can have on their spending habits, and (3) reflect on their personal budgeting choices.
PROJECT: 5 STOCKS ON YOUR BIRTHDAY is a Common Core Standards-aligned project where students look up historical stock prices on Yahoo! Finance and create charts and graphs using spreadsheets to compare the yearly values and return on investment (ROI), and write a final report on which stock would be the best option.
JOINING THE MARKET is a project where students decide whether to buy, sell, or hold stocks from Ravioli Den. They experience how current events shape the market and calculate their portfolio value after each round. Opportunities for discussion and reflection are included. NGPF offers a semester course, individual lessons, hundreds of projects ...
PROJECT: OVERDRAFT FEE ANALYSIS is a Common Core Standards-aligned project, where students mathematically assess the overdraft fees associated with major banks' checking accounts and write a brief argument based on their analysis.