THE ESSENTIAL CHECKING ACCOUNT is a lesson designed to help students:
(1) Explain what a checking account is used for and why it is important to have one, (2) Understand the ways to deposit and withdraw funds, and describe the consequences of not being in the banking system, (3) Understand various options for payment (cash, check, debit, person...
1.2 - READ THE FINE PRINT is an activity designed to help students: (1) Learn tips for using a checking account effectively, including the use of mobile alerts, (2) Read a checking account agreement and identify the fees associated, (3) understand overdraft protection and how to avoid high fees attached to the service, (4) Read a bank statement ...
CLASSIC CHECKING SKILLS is a lesson plan designed to help students: (1) Conduct various banking activities, such as write a check, use an ATM, make a purchase with a debit card, make a deposit, and pay bills, (2) Learn how to complete a check register, (3) Understand how to balance and reconcile their checkbook and how doing so helps protect th...
ONLINE & MOBILE BANKING is a lesson plan designed to help students: (1) Appreciate the range of services available to help manage their bank account, (2) Explain direct deposit, (3) Learn how to use online bill pay, (4) Understand pros and cons of digital wallet payments, such as Apple and Google Pay, (5) Identify ways to protect their account w...
SELECT A CHECKING ACCOUNT is a lesson plan designed to help students: (1) Compare/contrast banks and credit unions, (2) Consider features, fees, and requirements of checking accounts, (3) Understand perks and requirements of student checking accounts, (4) Conduct online research to select an account, (5) Enumerate required paperwork to open an a...
ANALYZE: UNDERSTANDING AMORTIZATION is an activity designed to help students: (1) Develop an understanding of how a loan is repaid by analyzing an amortization table, (2) Use the repayment schedule for a personal loan for a vacation to see how changes to monthly payments can affect total interest paid and the term of payment.
CALCULATE: COMPLETING A 1040 is an activity designed to help students complete a 1040 form for individuals with a variety of backgrounds and personal situations (dependent vs. independent, part-time vs. full-time, etc.)
CASE STUDIES FROM NEXT GEN PERSONAL FINANCE (NGPF) is a collection of real-life situations for students to apply knowledge, evaluate courses of action, make decisions in ambiguous situations, and develop communication skills in group and class settings. Downloadable teacher and student support guides are available.
CHECKING UNIT PLAN highlights NGPF's Checking Unit for teachers to use as a reference to plan their class. It includes the lesson title, learning objectives, the types of resources used, and the approximate time to teach. NGPF offers a full curriculum, individual lessons, and hundreds of projects, activities, case studies, and interactives for...
COMPARE: FIND AN APARTMENT is an activity designed to help students navigate a challenging process and find an apartment that fits their lifestyle and budget.
CREATE: A LINKEDIN PROFILE is a lesson to help students (1) create a LinkedIn profile for themselves or a famous person, and (2) practice showcasing their skills and accomplishments through a professional social media network.
CURRICULUM FROM NEXT GEN PERSONAL FINANCE (NGPF) is a free collection of 65+ lessons, 100+ standalone activities, and dozens of projects, case studies, assessments, and more, that all are accessible online. Topics include saving, checking accounts, managing credit, financial pitfalls, budgeting, careers, taxes, insurance, and investing.
DATA CRUNCH FROM NEXT GEN PERSONAL FINANCE (NGPF) is an online set of lessons designed to teach students key personal finance concepts and hone their analytical skills. Data Crunches feature one chart or graph followed by five scaffolded questions to guide students through analyzing the data and drawing conclusions on a series of increasingly di...
INSURANCE CASE STUDY #1: LIKE A GOOD NEIGHBOR, NARWHAL IS THERE is a case study where students help a worried young graduate understand his insurance costs, how they compare to the national averages, and what he can do to make insurance more affordable.
INTERACTIVE: CAN YOU MAKE IT AS AN UBER DRIVER? is an interactive simulation where students play the role of a full-time Uber driver with two kids to support and a $1000 mortgage payment due in a week. At the end, they see if they made enough money to pay their bills and can compare to how other players did.
INTERACTIVE: CREDIT ACROSS US COMMUNITIES is an activity where students use an online, interactive map tool to answer questions about credit usage around the United States, nationally, and at the state and county levels.
INTERACTIVE: FICO CREDIT SCORES is an activity where students learn to use an online FICO credit score estimator to compare credit scores of three hypothetical college students. NGPF offers a semester course curriculum, individual lessons, and hundreds of projects and activities for personal finance classes.
INTERACTIVE: LIVING PAYCHECK TO PAYCHECK is an interactive activity where students: (1) Simulate living for a month with a $1000 budget, (2) Make decisions between which expenses they can afford to pay and which to sacrifice, and (3) Read information and facts about unemployed Americans living through poverty.
INTERACTIVE: PAYBACK is an interactive simulation activity where students are in the "driver's seat" as they make decisions to get into college and successfully graduate.
INTERACTIVE: WHAT'S THE S&P 500? is an activity designed to help students: (1) Use an online interactive calculator to investigate what stocks and industries comprise an index fund, (2) Analyze the returns of the S&P 500, (3) Grasp the idea of diversification.
INVESTIGATE: MYSTERY OF THE $8 MILLION JANITOR is an activity where students research Ronald Read, the janitor who made millions through saving and investing. Students crunch the numbers to see how he did it, and look for saving and investing tips they can use to match his success.
The NGPF Middle School Course is a highly engaging 9-week course designed to teach middle school students all about foundational personal finance concepts. Students will explore topics such as budgeting, investing, checking, and more! PS: Lots of high school educators use the Middle School Course to differentiate content for their students!
MOVE: LET'S MAKE A MUTUAL FUND is a role-play designed to illustrate the power of diversification with stocks. Students receive a card representing one publicly traded company and its returns over the past year, and compare the performance when paired with another company, and then with a mutual fund.
NEXT GEN PERSONAL FINANCE (NGPF) is a free, online library of 1500+ personal finance resources including: 65+ complete lessons (with teacher guides and assessments), 100+ standalone activities for experiential learning, nearly 300 videos, and a Blog updated 5-6 times per week with lesson ideas, current events and discussion questions.
PLAY: The Bean Game is a fun and popular NGPF activity where students: (1) Practice budgeting basics using The Bean Game, (2) understand the impact a restricted budget can have on their spending habits, and (3) reflect on their personal budgeting choices.
PROJECT: 5 STOCKS ON YOUR BIRTHDAY is a Common Core Standards-aligned project where students look up historical stock prices on Yahoo! Finance and create charts and graphs using spreadsheets to compare the yearly values and return on investment (ROI), and write a final report on which stock would be the best option.
PROJECT: CREATE A SCAM GUIDEBOOK is a Common Core Standards-aligned project, where students work in groups and ultimately create a full class Scam Guidebook. NGPF offers a full semester curriculum, and hundreds of lessons, activities, and case studies, as well as professional development.
JOINING THE MARKET is a project where students decide whether to buy, sell, or hold stocks from Ravioli Den. They experience how current events shape the market and calculate their portfolio value after each round. Opportunities for discussion and reflection are included. NGPF offers a semester course, individual lessons, hundreds of projects ...
PROJECT: OVERDRAFT FEE ANALYSIS is a Common Core Standards-aligned project, where students mathematically assess the overdraft fees associated with major banks' checking accounts and write a brief argument based on their analysis.
SEMESTER COURSE MAP covers eighty-eight 45-minute class periods for 18 weeks of daily instruction. Topics include Career, Taxes, Checking, Saving, Paying for College, Types of Credit, Managing Credit, Investing, Insurance, and Budgeting. Unit tests and assessments are provided. NGPF offers hundreds of individual lessons and activities, as we...