Credit Card Smarts reveals the true cost of accumulating credit card debt, paying only the monthly minimum, and of charging instead of using cash. Side two shows the benefit of paying just a bit more than the minimum payment each month.
DIGITAL "Paycheck Power Booster" CALCULATOR shows how purchasing "little things" adds up over time. It's an interactive tool that encourages saving. Educators receive a secure URL for use by your school for remote or in person classes. Two lesson plans for middle and high schoolers are also available. Each lesson plan contains 3 activities.
PAYCHECK POWER BOOSTER slide calculator shows how curtailing routine spending on "little things" can result in big savings for important goals, over periods of 5, 10 and 20 years. This product can be personalized with your logo and message. Comes with 2 lesson plans (one for middle school, one for high school.)
Student Loan Smarts slide calculator shows the true cost of a student loan including interest (assumed 5.05% interest rate on a 10 -year federal loan). It shows a reduction in payment time and interest saved by adding a bit more each month to the minimum payment, and gives the borrower an incentive to pay it off more quickly.
WHY SAVE FOR RETIREMENT? slide calculator encourages steady, long-term saving, and shows the cost of delaying starting retirement saving by just 1 year. Pull the interior slide to your age and see how much you could have in a retirement account with differing weekly contributions. Available personalized with your logo and message.